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Personal accident insurance or Hospitalisation insurance more important?

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motherhood
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Joined: Fri Feb 23, 2018 10:22 am
Location: Singapore

Personal accident insurance or Hospitalisation insurance more important?

Post by motherhood » Thu Sep 03, 2020 5:54 pm

Feeling tossed between the two and planning to buy, but not sure which is more important...while Personal accident takes care of outpatient injuries etc, it does not cover much for hospitalisation fees. And whilst hospitalisation insurance cover hospital bills, it does not cover for injuries on outpatient basis.

Any suggestions and advice much appreciated.

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